Mexico Rainy Season 2026: Home & Car Preparation

Along the Pacific coast, it officially starts on May 15, while the Gulf of Mexico and Caribbean regions follow on June 1. For both coasts, the season runs through November 30.

It is very important to be prepared to prevent damage, in addition to review your insurance policy. As your Insurance Broker, Novamar MX makes the following recommendations.

How to prepare your home for the rainy season in Mexico

1. Maintain waterproofing on roofs and exterior walls. It’s essential to keep the structure free of cracks where rainwater could seep in.
2. Check the water pipes and hoses in the bathrooms and kitchen.
3. Check the seal of windows and glass doors.
4. Have a plan to store goods inside a secure building so that they do not fly away in the wind.
5. Check that drainage channels and rain gutters are clean, as they are often blocked by leaves and dirt.
6. In the gardens, check that water will drain properly.
7. If there is a low room at floor level, test the sump pumps to make sure they are working properly.
8. Have an emergency plan in place in case you must evacuate due to a hurricane or flood.
9. If you leave your home or condo vacant during the rainy/hurricane season, consider shutting off water and electricity before returning to the U.S. or Canada.

Check the coverages in your insurance policy and know the amounts of deductibles and coinsurance, because that is the amount you are responsible for paying before the insurer begins to pay for damages. Have the insurance company’s phone number along with the policy number handy.

Protect car during the rainy season in Mexico

1. Inspect the brake system.
2. Check for tire wear.
3. Make sure the windshield wipers are in good condition.
4. Examine the seals around the windows, doors, trunk, and hood.
5. Avoid driving through flooded streets to help keep yourself safe.
6. Park your vehicle in a safe area away from potential flash flooding.

Check the insurance policy coverage and know the deductible amounts. Keep the insurance company’s phone number and the policy number handy.

Important Note:
The information provided here is for general informational purposes only and is intended to help improve understanding of prevention and safety measures during Mexico’s rainy season. It is not a substitute for professional advice, as each situation should be evaluated based on the specific characteristics of your property, vehicle, or vessel, as well as the regulations applicable in your area or marina.

If you submitted a storm or hurricane preparedness plan to your insurance company, it is important to follow and execute that plan properly to help avoid an uncovered loss.

If you have questions about how these recommendations apply to your specific situation or about your policy coverages, please consult a qualified professional or your insurance agent. See original article by Novamar